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Department of Management Services

QDRO Models for Retired Members

Please select the appropriate Model QDRO based on the participant’s option selection at retirement. If you are unsure about which option that you selected please contact the Division of Retirement by phone toll free at 844-377-1888, or locally at 850-907-6500.

Retired Option 1 Model QDRO (Adobe PDF Document)

Please select this model QDRO if you are currently retired and selected option 1 at the time of your retirement. Option 1 provides maximum monthly benefit payable to the participant for the lifetime of the participant. Upon the death of the participant, the monthly benefit will stop and the participant’s beneficiary will receive only a refund of any contributions paid which are in excess of the amount the participant received in benefits.

Retired Option 2 Model QDRO (Adobe PDF Document)

Please select this model QDRO if you are currently retired and selected option 2 at the time of your retirement. Option 2 provides a monthly benefit that is slightly less than the Option 1 benefit, and is payable to the participant for the lifetime of the participant. In the event the participant dies before receiving benefits for 10 years (120 months), the same monthly benefit will be paid to the his/her designated beneficiary(ies) until the total number of months that benefits have been paid equals 120 months. No further benefits are then payable.

Retired Option 3 Model QDRO (Adobe PDF Document)

Please select this model QDRO if you are currently retired and selected option 3 at the time of your retirement. Option 3 provides a reduced monthly benefit payable for the lifetime of the participant. Upon the death of the participant, his/her joint annuitant, if living, will receive a lifetime monthly benefit payment in the same amount as the participant was receiving. No further benefits are payable after both the participant and his/her joint annuitant are deceased.

Retired Option 4 Model QDRO (Adobe PDF Document)

Please select this model QDRO if you are currently retired and selected option 4 at the time of your retirement. Option 4 provides an adjusted monthly benefit payable to the participant while the participant and his/her joint annuitant are living. Upon the death of either the participant or his/her joint annuitant, the monthly benefit payable to the survivor is reduced to two-thirds of the monthly benefit received when both are living. No further benefits are payable after both you and your joint annuitant are deceased.