Member Handbook

Member Handbook [ Adobe PDF Document ] - Guide to retirement benefits provided for members of the FRS Pension Plan.

Ready. Set. Retire.

Ready. Set. Retire. [ Adobe PDF Document ] - It's your responsibility as an FRS Pension Plan member to apply for retirement benefits with the Division. This guide outlines the steps you need to take to ensure a smooth application process.

Once you retire and begin receiving monthly benefits, this guide also provides important details on several topics:

Federal Withholding Taxes: Information on how federal taxes are withheld from your monthly benefit payments.
Direct Deposit: Instructions for setting up direct deposit for your monthly benefits.
Health Insurance Subsidy: Details on the health insurance subsidy program.
Reemployment: Guidelines and rules regarding reemployment after you've retired.

DROP

Deferred Retirement Option Program (DROP) [ Adobe PDF Document ] - Guide that discusses potential advantages and disadvantages of the FRS DROP, explains program participation requirements, answers commonly asked questions and provides examples.

Disability Benefits

Disability Benefits [ Adobe PDF Document ] - Guide that informs members of the FRS Pension Plan and Investment Plan of the process and requirements of applying for disability retirement benefits.

Survivor Benefits

Survivor Benefits [ Adobe PDF Document ] - Guide that informs members of the FRS Pension Plan and Investment Plan about survivor benefit coverage and eligibility.